Hong Kong Travel Advice
Hong Kong is among the most vibrant, cosmopolitan cities in the world. A center of finance, trade, entertainment, and tourism, Hong Kong has everything a city of the world can offer. Combining both Chinese and western culture, Hong Kong offers a unique cultural environment. Westerners and Chinese alike find it easy to adjust to life in Hong Kong .
Travel to, and around Hong Kong is very convenient. The public transportation system is exceptionally efficient, with high-speed rail transport to and from the airport, a subway system, buses, and trams. For the most part, taxi drivers understand enough English to accommodate foreign visitors.
- While Hong Kong is officially part of China, the city retains its own immigration regulations and controls. Many visitors can stay in Hong Kong for 6 months without a visa, but it is recommended to check your individual eligibility before traveling to Hong Kong.
- As Hong Kong is now a part of China, all former British military installations are now in the control of China's People's Liberation Army (PLA). It is advisable not to photograph any such installations.
- Serious crime is uncommon, but petty theft and pick-pocketing do occur in areas popular with tourists.
- Like Singapore, there are fines for spitting and littering.
- In recent years demonstrations have become more frequent. Although they draw very large crowds, they are normally quite orderly and peaceful. It is advisable to avoid such demonstrations.
Hong Kong is susceptible to typhoons between April and October. While the city is quite capable of handling this type of weather, travel delays and disruptions may occur. Plan accordingly if you intend to travel to Hong Kong during this time.For a transcription of the above Hong Kong Health Insurance video, click here
Hong Kong is one of the most exciting countries in the world. Unfortunately the cost of healthcare in Hong Kong can be very expensive. If you live in Hong Kong and you are a permanent resident or a resident with an ID card you can use the government healthcare system but the government system is not always appropriate. The private health care system in Hong Kong is the second most expensive in the world after the United States. Our job as health insurance intermediaries, having been in Hong Kong for almost 15 years advising on health insurance, is to get you the right plan.
Health insurance is in fact very complicated, there are a lot of different types of cover and the policy wording and the details are very important. Is it an inpatient only plan or an outpatient? You need outpatient coverage so you can access generalists and specialists. Do you need maternity coverage? To give birth in Hong Kong can cost anywhere upto 20.000 USD and that is without complications, so make sure you are covered. Maternity care is really important.
We can also advise in optical or dental issues, evacuation and repatriations. Although you are unlikely to be evacuated from Hong Kong, if you are traveling in China and something happens, for example a car accident, then you need to be evacuated back to Hong Kong. Repatriation would mean you can go back to your home country (Australia, UK, America).
Two other very important issues that we can advise you on are pre-existing conditions and chronic conditions. Pre-existing conditions are difficult to get covered for but it can be done, so if you have a pre existing condition that you want covered by your health insurance let us know and we can get it covered for you, or we can certainly find out if it is possible to cover. Chronic conditions are poorly understood but are very important. Chronic conditions are conditions that you will never recover from, and you will just manage and maintain, for the rest of your life. A good example will be heart disease and diabetes. Insurers basically don’t like these conditions because they are very expensive to cover and they last for ever, they don’t go away. As such choosing a plan with chronic condition coverage is very important, particularly if you are in your forties or fifties or sixties, these are the types of conditions which are sometimes referred to as lifestyle illnesses. Basically they don’t often occur when you are in your twenties or thirties but as you get older chronic condition cover is really important. Our job as a health insurance broker is to help and advise you, so if you are looking to buy a health insurance policy or you are not happy with your current plan then come and talk to us, we will go through your needs, look at all the options that are available and help you to get the right coverage.